Please refer to our best practices for more details on how to best integrate payment methods using webhooks. ", "pay_over_time_asset_urls_standard": "https://cdn.klarna.com/1.0/shared/image/generic/badge/en_gb/slice_it/standard/pink.svg", // Load the Klarna JavaScript SDK "pay_now_redirect_url": "https://payment-eu.playground.klarna.com/fa903e22-0771-43ef-a5a1-8245bc02e5c2", Remember to switch to your live secret key in production! We will continue to do our very best to deliver your order in time. container: "#klarna_" + category + "_container", I would definitely and will definitely use Klarna again! Amount = 1099, "statement_descriptor": null, The charge has failed and the payment could not be completed. stripe.createSource({ ChargeCreateParams params = Stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc' client_token: source.klarna.client_token, .setSource("src_18eYalAHEMiOZZp1l9ZTjSU0") "type": "klarna", -u sk_test_4eC39HqLyjWDarjtT1zdp7dc: \ Remember to switch to your live secret key in production! }, We also offer Klarna and AfterPay, this service lets you pay for your purchase in 4 interest free installments All transactions are secured. "currency": "eur", When selling physical goods, you should pass the capture: false flag to the charge request to let Klarna know that you’re working on fulfilling the order. "description": "Taxes", .setCurrency("eur") -d "source_order[shipping][address][country]"=DE, # Set your secret key. You can also review your payment information by logging into the Klarna app or here. description: 'Free Shipping', The tracking number obtained from the delivery service. -d "owner[address][state]"=Nordrhein-Westfalen \ Klarna.Payments.init({ "amount": 796 Select Klarna at checkout to buy now and pay later. "status": "pending", Generally, failure to respond within 24 hours may result in a dispute at a later date. The source status will stay pending until the last method is failed, at which point the source status will become failed. Before initiating a dispute, Klarna will contact you via email, providing details of the customer’s claim. Use the supplied test IBAN in order to simulate the direct debit payment flow for a customer. I have sent this message to customer help but I seem to get no response and it's been two days already. Use the supplied test IBAN and Personal number in order to simulate the direct debit payment flow for a customer. .setDescription("Example charge") ", Klarna allows you the flexibility to buy now, pay later or make planned payments.The Klarna credit application is quick and easy. Remember to switch to your live secret key in production! // - pay_over_time # See your keys here: https://dashboard.stripe.com/account/apikeys }, { "livemode": true, If you create a full or partial refund on a pending charge, the refund is performed only after the charge’s status is transitioned to succeeded. "object": "source", When creating a Source object using your test API keys, follow any one of the URLs returned in the klarna[***_redirect_url] field. -d "klarna[attachment]"="{\"event\":[{\"event_name\":\"Music Festival\",\"arena_name\":\"The Big Concert Venue\",\"start_time\":\"2019-12-12T16:00:00Z\",\"end_time\":\"2019-12-13T06:00:00Z\"}]}", # Set your secret key. -d "source_order[shipping][address][city]"="Bad Oeynhausen" \ These cookies are needed to make our website perform in the way it is intended, and cannot be switched off in our systems. "currency": "eur", Cannot be redeemed for cash or used to purchase Express gift cards. // See your keys here: https://dashboard.stripe.com/account/apikeys "pay_over_time_name": "Slice it. Good to know: You can also turn on automatic payments in the ‘Payment Settings‘ for your account. -d "owner[address][line1]"="Schulstrasse 4" \ Information specific to Klarna is provided within the klarna subhash. "type": "klarna", "pay_later_asset_urls_descriptive": "https://cdn.klarna.com/1.0/shared/image/generic/badge/en_gb/pay_later/descriptive/pink.svg", Remember to switch to your live secret key in production! "type": "klarna", } else { Must be served over HTTPS. "statement_descriptor": null, "pay_later_name": "Pay later. "client_token": "eyJhbGciOiJub25lIn0...", "source_order": { ", "currency": "eur", Use this to test the flow with test client tokens and make test sources chargeable. "pay_over_time_asset_urls_descriptive": "https://cdn.klarna.com/1.0/shared/image/generic/badge/en_gb/slice_it/descriptive/pink.svg", // Initialize the SDK $source->source_order["shipping"]["address"]["city"] = "Bad Oeynhausen" Coupon must be presented and surrendered at the time of purchase or online promo code must be entered at time of order online. "currency": "eur", "client_token": "eyJhbGciOiJub25lIn0...", }; Billing information is required for physical goods and, if not provided during source creation a source update is required. }, function(res) { Once the charge is confirmed—and the funds guaranteed—its status is updated to succeeded. window.klarnaAsyncCallback = function () { "pay_later_name": "Pay later. Additional Klarna-specific test card and bank account numbers can be found in Klarna’s Testing Environment documentation. By omitting the capture parameter or sending capture: true, Klarna assumes that the order is immediately fulfilled. Shop the look. Reload the checkout page with the same options. To leverage the redirect flow, you create the source using these additional arguments: When flow is set to redirect, Stripe returns a Source of flow redirect. $source->source_order["shipping"]["carrier"] = "UPS" } Pay with Klarna and Get smoooth. See an example of updating a source with shipping information: Additionally, to assist Klarna with any customer requests about a physical shipment, you can update the source to include tracking information. "pay_now_asset_urls_standard": "https://cdn.klarna.com/1.0/shared/image/generic/badge/en_gb/pay_now/standard/pink.svg", "pay_later_name": "Pay later. // See your keys here: https://dashboard.stripe.com/account/apikeys Purchases made with Klarna cannot be returned to stores. "pay_over_time_asset_urls_standard": "https://cdn.klarna.com/1.0/shared/image/generic/badge/en_gb/slice_it/standard/pink.svg", source.source_order["shipping"]["address"]["city"] = "Bad Oeynhausen" See below for an example of updating a source with an event attachment. source.save, # Set your secret key. "source_order": { "status": "pending", RETURN & REFUND FOR KLARNA If you would like to return an item you purchased using Pay later, you can first report the return on your account page. If you wish to return your online purchase, you will have 28 days from the date you received your order. I cannot accept returns because your customs charges are too costly. $source->owner["address"]["line1"] = "Schulstrasse 4" stripe.api_key = 'sk_test_4eC39HqLyjWDarjtT1zdp7dc' "items": [{ No bills are sent - you can simply sit back, relax, and enjoy your purchase. source.klarna["first_name"] = "Jenny" -d "klarna[last_name]"=Rosen \ "amount": 20 When you create a source, its status is initially set to pending and it can’t yet be used to make a charge request. "status": "pending", }, You can also view the status of your payment by logging into the Klarna app or here. PayPal Alternatives: Klarna. 'source' => 'src_18eYalAHEMiOZZp1l9ZTjSU0', }) }, { If you haven’t received an email, we suggest first checking your spam folder. $source->klarna["first_name"] = "Jenny" "pay_over_time_name": "Slice it. source.klarna["shipping_first_name"] = "Jenny" Log in to your klarna.com account with the email address associated with your account. Examples are, Additional purchase information relating to the transaction that may be required for select businesses, such as those on. "description": "Grey cotton T-shirt", -d "klarna[shipping_first_name]"=Jenny \ "failure_reason": null, currency: 'eur', // handle result.error or result.source , Any remaining amount will be released back to the customer. "items": [{ "pay_now_redirect_url": "https://payment-eu.playground.klarna.com/fa903e22-0771-43ef-a5a1-8245bc02e5c2", "description": "Free Shipping", If the billing address is provided but the shipping address isn’t, Klarna will assume the shipping address is the same as the billing address. It couldn't be smoother. // See your keys here: https://dashboard.stripe.com/account/apikeys If not provided during creation, shipping information should be provided in a source update. source = Stripe::Source.retrieve('src_18cPLvAHEMiOZZp1YBngt6En') amount: 1099, }, "purchase_country": "DE", Since that transition happens asynchronously, it is essential that your integration rely on webhooks to determine when the source becomes chargeable in order to create a charge. A public URL for your business’s logo. } else { }, "currency": "eur", stripe.createSource({ If paying through Klarna we’ll send a confirmation to the email you used on your order. "klarna": { "pay_over_time_asset_urls_standard": "https://cdn.klarna.com/1.0/shared/image/generic/badge/en_gb/slice_it/standard/pink.svg", -d "source_order[shipping][carrier]"=UPS \ "quantity": 2, Remember to switch to your live secret key in production! Remember to switch to your live secret key in production! $source->source_order["shipping"]["address"]["line1"] = "Schulstrasse 4" $source->owner["email"] = "jenny.rosen@example.com" source.owner["address"]["line1"] = "Schulstrasse 4" amount: 0, purchase_country: 'DE', After the order process completes, Klarna sends an email with payment details to your customer. source.source_order["shipping"]["address"]["country"] = "DE" source.source_order["shipping"]["tracking_number"] = "1Z999AA10123456784" Remember to switch to your live secret key in production! instance_id : "klarna-payments-instance-id" If you want to make an earlier payment, simply log in to your app or here and select the purchase and then click ‘Payment options’. Select 4 interest-free installments to split your purchase into 4 payments, charged automatically every two weeks beginning at the time your order is confirmed (usually the shipment date). Please note that payments will need to be received by 8:00 p.m. Eastern Time to be credited to your account on that same day! + + + + + Update March 25. Refer to the Klarna shipping policies for more details. "currency": "eur", source.klarna["attachment"] = "{\"event\":[{\"event_name\":\"Music Festival\",\"arena_name\":\"The Big Concert Venue\",\"start_time\":\"2019-12-12T16:00:00Z\",\"end_time\":\"2019-12-13T06:00:00Z\"}]}" source.save, # Set your secret key. // Get the category the customer chose (using your own code) if (res.show_form) { }); source.source_order["shipping"]["address"]["state"] = "Nordrhein-Westfalen" SportRx has partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want. Copyright © 2005-2021 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. For some industries, additional purchase information can be sent to Klarna to increase the authorization rate. \Stripe\Stripe::setApiKey('sk_test_4eC39HqLyjWDarjtT1zdp7dc'); The order object associated with this payment. During the payment process, a Source object is created and your customer is either presented with a Klarna widget or redirected to a Klarna Hosted Payment Page that displays payment options, including Pay now, Pay later, and Financing. description: 'Grey cotton T-shirt', }, You can unsubscribe at any time. redirect: { We do not accept checks or cash at this time. This is handy if you’re selling digital goods. If the customer is redirected to redirect[url], Pay later will be used if it’s available. Klarna.Payments.load({ source = stripe.Source.retrieve("src_18cPLvAHEMiOZZp1YBngt6En") Payments are accepted via credit card, debit card, PayPal, Amazon Pay, Google Pay or Shopify Pay. // See your keys here: https://dashboard.stripe.com/account/apikeys This leads to a Klarna page that displays information about the test payment, where you can either authorize or cancel the payment. quantity: 2, source_order: { source = stripe.Source.retrieve("src_18cPLvAHEMiOZZp1YBngt6En") If successful, we’ll charge the full amount of your purchase (plus sales tax and shipping) once your order ships. } source.source_order["shipping"]["address"]["city"] = "Bad Oeynhausen" I enjoy the thought of paying less, even if I'm actually paying the same amount over time I feel like it saves me money, not buying in one lump sum is great. If neither the billing or shipping address is provided, Klarna will collect the billing address during the checkout, and assume the shipping address is the same as the billing address. source.save(). You must be at least 18 and a UK resident to use Google Store Financing. }] $source->klarna["last_name"] = "Rosen" Follow the prompts to submit your payment and make sure to use the correct payment information when making a payment to avoid any errors. Klarna Invoice: buy now and pay within 14 days. $source = StripeSource::retrieve("src_18cPLvAHEMiOZZp1YBngt6En"); Click ‘My Klarna’ to find the option to view your ‘Purchases’ or all your ‘Payments’, Choose the purchase or account you want to pay. $charge = \Stripe\Charge::create([ After 180 days, it is no longer possible to refund the charge. $source->owner["email"] = "amount_4242@example.com"; "Your purchase has not been completed. Here is an example of how to update a source with tracking information: For businesses on Klarna’s Restricted List, it’s recommended that you update the source to include additional purchase information relating to the transaction via the klarna[attachment] parameter. Klarna allows 3-5 working days for refunds to reach a customer’s account. }; For your security, we may pre-authorize $1 to verify your billing address and credit/debit card information. Payments made by 8:00 pm EST will post the same day. -d "source_order[shipping][address][postal_code]"=32547 \ // Submit the payment for authorization with the selected category Klarna provides multiple test inputs so that you can test check your integration with various payment flows. This is a requirement in case we need to reach you, from order details, to dispatch right through to payment. ", Use the supplied test card number, CVV and expiration date to simulate the card payment flow for a customer. Duplicate offers will not be accepted. # See your keys here: https://dashboard.stripe.com/account/apikeys "type": "sku", const Stripe = require('stripe'); }); { From here, you can pay your total balance or choose to pay a custom amount. // See your keys here: https://dashboard.stripe.com/account/apikeys shop. Your payment plan is emailed once the store notifies us that your order has shipped, so please check first if the store has confirmed the shipment of your order. const charge = await stripe.charges.create({ "amount": 0 The problem: I can't link my MasterCard credit card to PayPal, as I get the error: This card is not accepted. }, function(res) { } // Handle other states Such products, offered by companies such as Klarna, allow shoppers to spread purchase costs interest-free at the checkouts – meaning they may not need to turn to expensive borrowing. */ As an alternative to their recommended widget-based authorization, Klarna also supports a full-redirect authorization specifically designed for both desktop and mobile experiences. // Get the category the customer chose (using your own code) This field should be an object containing any of the allowed keys and sub objects described at the Klarna Developer Documentation under attachment.body. -d currency=eur \ ]); // Set your secret key. /* source.source_order["shipping"]["address"]["line1"] = "Schulstrasse 4" Some exclusions apply. Required Cookies & Technologies. Use Klarna’s “Demo Bank” in the loaded Klarna widget to simulate the bank transfer payment flow for a customer. "type": "shipping", $source->owner["address"]["city"] = "Bad Oeynhausen" "type": "klarna", To create a Klarna source, call stripe.createSource() with the relevant details: Using either server-side or client-side source creation, Stripe returns a Source object containing the relevant details for the method of payment used. $source->save();